Privacy Policy

Information We Collect

At LogiCon-Net, we understand that managing your budget consolidation requires trust in how we handle your personal financial information. We collect information you provide directly to us and data generated through your use of our platform.

Personal Information You Provide

• Contact details including name, email address, and phone number
• Financial account information necessary for budget consolidation services
• Transaction data and spending patterns you choose to share
• Communication preferences and service customization settings
• Correspondence with our support team and feedback

Automatically Collected Information

When you use our services, we automatically collect certain technical information to improve your experience and ensure platform security. This includes device information, connection data, and usage patterns that help us optimize our budget consolidation tools.

How We Use Your Information

Your information enables us to deliver personalized budget consolidation services tailored to your financial goals. We use this data thoughtfully and only for legitimate business purposes that benefit your financial management.

Communication and Updates

We'll send you essential service notifications, security alerts, and updates about your budget consolidation tools. You can control marketing communications through your account preferences, but some service-related messages are necessary for account security and functionality.

Data Security and Protection

Financial data security isn't just important to us—it's fundamental to everything we do. We implement multiple layers of protection to safeguard your budget and financial information against unauthorized access, disclosure, or misuse.

Technical Safeguards

• Bank-level encryption for all financial data transmission and storage
• Multi-factor authentication requirements for sensitive account access
• Regular security audits and vulnerability assessments
• Secure data centers with 24/7 monitoring and access controls
• Automated backup systems with encrypted off-site storage

Operational Security

Our team undergoes regular security training and follows strict protocols for handling financial information. Access to your data is limited to authorized personnel who need it to provide your services, and all access is logged and monitored.

Your Privacy Rights

You have significant control over your personal information. Under Philippines privacy law and our commitment to transparency, you can exercise these rights at any time by contacting our privacy team.

Access and Control

• Request a copy of all personal information we hold about you
• Update or correct inaccurate information in your account
• Delete your account and associated data (subject to legal retention requirements)
• Restrict processing of your information for specific purposes
• Object to processing based on legitimate interests
• Request data portability for information you've provided

Exercising Your Rights

To exercise any of these rights, contact us using the information below. We'll respond within 30 days and verify your identity before processing requests involving sensitive financial information. Some requests may take longer if they're complex or if we need additional information to fulfill them properly.

Data Retention and Deletion

We keep your information only as long as necessary to provide services, meet legal obligations, or resolve disputes. Different types of data have different retention periods based on their purpose and legal requirements.

Retention Periods

• Active account data: Retained while your account is active and for 7 years after closure
• Transaction records: Kept for 7 years to comply with financial regulations
• Marketing communications: Deleted within 30 days of unsubscribing
• Support communications: Retained for 3 years for quality assurance
• Security logs: Maintained for 1 year for fraud prevention and investigation

When retention periods expire, we securely delete or anonymize your information using industry-standard methods. Some information may be retained in anonymized form for statistical analysis and service improvement.

Third-Party Relationships

To provide comprehensive budget consolidation services, we work with carefully selected third-party partners. We share your information only when necessary for service delivery and under strict contractual protections.

Service Providers

We partner with financial institutions, payment processors, and technology providers who help deliver our services. These partners are contractually required to protect your information and use it only for authorized purposes. We regularly audit their security practices and compliance.

Data Sharing Limitations

• We never sell your personal information to third parties
• Marketing partners receive only anonymized, aggregated data
• Government requests require valid legal process and user notification when permitted
• Business transfers would require buyer compliance with this privacy policy

International Data Transfers

While we primarily operate within the Philippines, some of our technology partners may process data internationally. When we transfer your information outside the Philippines, we ensure adequate protection through contractual safeguards and compliance with applicable data protection laws.

Transfer Safeguards

International data transfers are protected by standard contractual clauses approved by data protection authorities, ensuring your information receives equivalent protection regardless of location. We maintain a current list of countries and partners involved in data processing, available upon request.

Changes to This Policy

We may update this privacy policy to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify active users via email and provide a prominent notice on our platform.

Continued use of our services after policy changes indicates your acceptance of the updated terms. However, for material changes affecting how we use previously collected information, we'll seek your explicit consent before applying new practices to existing data.